Business Loan for Trader Bajaj Finserv

Business Loan  Updated date : November 22, 2017 105

Collateral Free Loans for Traders ✔ Pay 45% Less EMI ✔ Loan up to ₹30 Lakh in 48 Hours ✔ Doorstep Facility ✔ Flexible Tenors ✔ Online Fund Management ✔ Apply Now & Get Exciting Offers ✔ Loan EMI Calculator

Business Loan for Traders

Business Loan for Traders from Bajaj Finserv is designed to help meet your daily need for purchase of goods and services, working capital, furnishing, renovating existing business premises, purchase of new equipment’s etc.

Business Loan Features and Benefits

Loan up to Rs.30 Lakh in 48 Hours : If you are in need of urgent cash flow for buying new equipment, upgrading existing shop etc and you want to increase your working capital need, Bajaj Finserv helps finance your business. With quick and fast processing, we enable money in bank within 48 hours of approval

Doorstep Facility

Bajaj Finserv understands how important your time is, and to enable you to do more, our relationship officer will visit you as per your convenience.

Line of Credit: pay 45% less EMI

You can either opt for a term loan or a line of credit, where you pay Interest only on the amount used and not on the entire credit line. By choosing Line of Credit (LOC) you can fore-close without charges.

No Collateral Required:

Bajaj Finserv’s Business Loans don’t require collateral, which means you won’t have to put your personal or business assets on the line to qualify for financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, funding is much faster, and requires minimal documentation.

Preapproved Offers:

As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time.

Online Account Access:

With a Business Loan from Bajaj Finserv, you get the convenience of accessing your loan statement and managing your funds anytime, anywhere, through our online customer portal.

Business Loan Eligibility Criteria

Wholesale and retail traders in industrial commodities

Self – employed individuals running a business for a minimum of 3 years

Small business enterprises

Commission agents engaged in purchase and sale of food grains and other commodities

Cotton ginning mills that purchase cotton and sell it after ginning.

Oil Mills

Rice Mills Entities - Partnerships, limited liability partnership, private limited, and closely held limited companies

Other constitution types depending on their profile on a case to case basis.

Business Loan Fees and Charges

Up to 2% processing fee

NIL loan statement charges

NIL interest and principle statement charges

NIL part prepayment charges*

2.00% p.m. penal interest

Rs.2500 EMI bounce charges*

*Applicable following 1st EMI clearance

Business Loan Documents Required

Passport-sized photograph

KYC documents

Business proof: Certificate of business existence

Relevant financial documents

Bank account statement of the previous months

Business Loan How to Apply

Step 1 – Click here to apply

Step 2 – Fill in the mandatory details, and click ‘Submit’

Step 3 – Our representative will get in touch with you with your pre-approved offer

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