Loan Against Securities 80% Against Your Investments IndusInd Bank

Loan Against Securities  Updated date : December 29, 2017 31

Avail Liquidity Up To 80%* Against Your Investments

Avail maximum loan against your investments without selling them to meet your business / personal needs. Now get loans up to 80% on your investments in Mutual Funds, select Bonds and Equity Shares* along with a host of attractive benefits.

So go ahead and unleash the power of your shares with the 3L advantages provided by IndusInd Loan against Securities.

  • Liquidity on securities which can release value without losing ownership of the securities or any benefits associated with it
  • Larger value for securities where the bank will provide a higher Loan to value on select securities.
  • Lower Processing Fee and Interest Rates to ensure the best possible loan structure. Further, one can reduce the actual interest rate on the loan by making part payments without any restriction

* Conditions Apply. Loans at the sole discretion of IndusInd Bank Ltd

FeaturesBenefits
Overdraft Facility (OD)Avail instant liquidity against your investments
Loan against Shares, Mutual Funds and BondsPrincipal payment as per your convenience*
Widest range of approved securitiesPay Interest amount only on the amount utilised (Monthly)
Larger Value for SecuritiesNo Charge / Penalty for non-usage of funds
Pledge shares / securities from any Depository Participant in IndiaNo Pre-payment Charges
Get Monthly Statement of your loan account 
Easy withdrawal through NetBanking, Mobile Banking, Debit-Card and Cheque Book. 

Please refer to the schedule for charges for details on charges applicable on the loan

  • Indian Resident over 18 years Old. Loans are also available for Proprietorship firm, partnership firm or company (conditions apply)
  • Approved Shares / Mutual Funds / Bonds to be provided as collateral
  • Minimum loan amount of Rs 2 lacs.

Please check with your nearest branch for more details.

How to Apply

You can apply for Loan Against Securities online.

Click on the Apply Now button on this page, fill in your details and submit it.

We will get back to you for further process. Alternately, you can visit your nearest IndusInd branch and submit the Loan application form.

  • Identity proof, signature proof and address proof.
  • In case of non-individual, audited Balance Sheet, Profit & Loss Account, Bank Statement and ITR return for the last two years are to be submitted.
  • Annexure W / lien request letter for pledge of securities.
  • Application form and loan agreement

Note: The Bank may seek additional documents for sanction of loan facility, where necessary

Interest Rate Range for July to Sep 2017

Bank ROIAPR
MinMaxAverageMinMaxAverage
10.00%12.45%10.62%11.25%13.70%11.87%

Note: : APR calculations assumes 100% Utilization on minimum loan amount of Rs 2 lac and pledge through a single TRF. On going pledge and depledge charges for any additional pledge or depledge, taxes and penalties on the loan are not included in APR calculation.

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